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For any type of unsecured personal loan (meaning no collateral) you need to have a credit score of at least 620. While your interest rate with a credit score in the low 600’s will be pretty high, you should be able to get approved assuming everything else regarding your financial situation checks out. For anything lower than that, you could seemingly get approved for a payday loan or cash advance loan, but I highly recommend staying away from these types of loans.
Hey! It seems to me that in your situation, taking an HDB loan will be much better than taking a loan from a bank. Although if you look at the situation from a different angle, then I think that you are better off taking small dollar loans from apply.credit9.com reviews
You don’t even have to go through a credit check to get a loan! Isn’t it wonderful?
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